Czy muszę ubezpieczyć samochód, gdy go nie używam?
Ubezpieczenie pojazdu w Hiszpanii jest obowiązkowe, a przynajmniej w zakresie odpowiedzialności cywilnej, w przeciwnym razie będziesz podlegać karze. A co w przypadku, gdy z jakiejkolwiek przyczyny nie będziesz używać samochodu przez dłuższy czas?
Zasadą jest jednak, że mimo iż samochód nie jest używany powinien zostać ubezpieczony, gdyż nawet będąc w garażu czy na parkingu może wyrządzić szkody. Jednakże istnieje możliwość zwolnienia z płatności tego ubezpieczenia poprzez skorzystanie z czasowego wyrejestrowania pojazdu (tzw. Baja temporal). Skorzystanie z tego jest możliwe w 3 przypadkach:
- Z powodów osobistych
- Z powodu przygotowania pojazdu do sprzedaży
- Z powodu kradzieży pojazdu.
Spowoduje to także zwolnienie z obowiązku opłaty podatku drogowego (el impuesto de circulación). Jednakże konieczne będzie wykonanie przeglądu technicznego samochodu (tzw. ITV), wypełnienie formularza i uiszczenia odpowiedniej opłaty (8,50 euro) -> kod 4.1.
Przez ten okres pojazd musi być wyłączony z ruchu drogowego.
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